Charity Credit Cards: a new card that needn’t cost the Earth
The onus used to be on the major corporations to take the responsibility for green and charitable issues. Now the tables seem to be turning and consumers are looking for various means to support important causes and charitable institutions. Credit card companies are also embracing the responsibilities that society has deemed to be important. There are a large number of charitable organisations across the UK. Many of them are not government-subsidized and some don’t have the sufficient financial resources to operate as effectively as they would like to. Charity cards are a easy and painless way of making a difference to those organisations and if you haven’t considered using one before, now might be a good time to think about it.
When choosing charity credit cards, it is important that the card is practical as well as a tool with which to help worthy causes; there’s no point in signing up to a credit card with interest rates that you cannot possibly afford. This would both jeopardise your credit future and also potentially lose the charity worthwhile donations. Instead you should shop around and focus immediately on the APR and interest rates of charity credit cards. If you find that the charity you wish to donate to has rates that are beyond your means, remember that there are thousands of them out there and you are sure to find something that suits you both morally and financially. A full list of charity credit cards can be found at charitycards.co.uk.
It is consumer awareness of certain issues that has seen a revival in the interest of the charity credit cards which have been in existence, surprisingly for almost twenty years. Some charities have even ensured that the plastic used in the manufacture of their product is ethically sound; the World Wildlife Fund’s credit card has been crafted from PVC-free plastic, helping to reduce the amount of toxic waste that’s produced through credit card manufacture.
The Breakthrough Breast Cancer organisation now has over 50,000 of affinity credit cards in circulation and the contributions – thanks to its customers – has now exceeded 1,000,000. This money will be used to fight breast cancer through research and education.
Every time you use your chosen charity credit card, a small percentage of your purchase is donated to your chosen charity – without costing you a penny. The Breakthrough Breast Cancer credit card is currently used by over 50,000 consumers and has generated over 1,000,000 worth of donations for the breast cancer charity, so you can see the truth in the saying ‘every little helps’. In the case of charity credit cards, what may be perceived as a small donation can add up swiftly when combined with the donations of thousands of other consumers.
The charities affiliated to this type of plastic are extremely diverse; ranging from environmental organisations, health-related charities, and anti-poverty campaigns to the preservation of the English countryside. There are even cards designed to offer support to artistic institutions such as the Royal Shakespeare Company and the Tate Gallery. And you don’t have to be a rock star campaigner to make a difference – although you can apply for a credit card that has been launched by one! U2’s front man, Bono, has launched a credit card to combat the AIDS epidemic in Africa. For those of us who don’t have the international status to launch a credit card, we have the ability to still make a stance on the issues that concern us most and donate to that charity each time we spend.
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