Guaranteed Tips For Identity Theft Protection
There are a number of different types of identity theft such as the fraudulent use of someone else’s credit card or bank account, running up bills in another person’s name and working in another person’s name. Victims of identity theft often responsible for repaying the money and/or owed and this is why everyone should follow some guaranteed to work tips for protection against identity theft.
The first step to protecting yourself is to be able to recognize different types of identity theft and how they happen. Check your credit rating regularly and watch your bills and statements for errors or unusual activity. Plus, consider the following:
- Never give out personal information unless it is to someone that is well known and trusted to you
- Get a shredder for all sensitive documents like bank and credit card statements, and shred them before you throw them out
- Social security cards and numbers are extremely important as a person can easily work in someone else’s name fraudulently. Never have a social security or driver’s license number printed on a check book, instead memorize the numbers
- Never freely carry around important documentation and numbers as they could easily be stolen
- Get an unlisted number so you are not in the phone book
- Cancel and destroy any cards that are not used
- If your purse or wallet has been stolen, contact any financial institution that you may have an account with
Other tips for protection against identity theft are to keep any valuable information in the home locked away in a safe. If you receive unsolicited emails or telephone calls requesting your personal information, do not give any information away unless you contact your bank yourself to verify that the caller is legitimate. If traveling, keep copies of your identification at home in case they are stolen.
Tips for Protection against Online Identity Theft
Tips for protection against online identity theft are relatively simple. Always keep the computer protected from viruses and hacking using high quality antivirus and spyware programs which are updated regularly. Change passwords frequently and make them as hard to figure out as possible using combinations of letters and numbers. Never answer emails requesting account information, passwords or credit card details. Before entering bank or credit card information, verify that the website is authentic and safe to use as it could easily be a fake.
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