Miscellaneous Forms of Identity Theft
Everyone knows the financial results of identity theft. Credit card fraud, poor credit, bounced checks and unpaid debt are common place due to stolen identities. Finance is not the only thing that can be ruined. Here is a list of some other types of identity theft.
What are the other types of identity theft?
Character identity theft is the first of the types of identity theft. When someones character is stolen, he or she is at risk of being charged with crimes never committed. This can lead to arrests and time spent in prison. Character identity theft usually occurs when a persons drivers license is stolen and the number used. In the eyes of the law, drivers license number is the second most important piece of identifying information apart from Social Security number. Character identity theft can also lead to inability to find work, due to negative results on background checks.
Social Security number theft is one of the most serious forms of identity theft. With a stolen Social Security number someone can access just about any other piece of private information. Almost all identity theft happens because the person’s Social Security number has been jeopardized. Tax information as well as bank statements and employment records all use it for identification.
Medical benefits may also be compromised. Your Social Security number is also used as Medicare identification. You might be unable to pay for prescriptions and medical care without Medicare. Health records might end up containing false information and it might be hard to get health insurance. It becomes harder to get a lower insurance rate if they think you are unhealthy.
Traffic violations are yet another consequence ” drivers license theft is one of the more insidious types of identity theft. Using a drivers license, a criminal can get auto insurance under the victims number and refuse to make payments, harming credit in the process. Also, any traffic violation incurred under a particular license number shows up on record, increasing auto insurance prices.
Credit theft is probably the most familiar type of ID theft. This happens when someone acquires bank account information such as PIN numbers or credit cards. With just this tiny piece of information, they have the ability to apply for a loan in your name, do on the internet transactions or even empty out your bank account. Very often the victim isn’t even aware this has happened until the bill collectors call looking for the money owed for items purchased.
Being aware of these types of ID theft will help keep you safe. You need to realize that finance is just one. Character and health and transportation can also be at risk.
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