How Do You Know an Email Phishing Scam When You See One?

by Sandra Wilson

Email phishing is a way for scammers to attempt to collect vital financial and personal information from the people to whom they’re sent. This is potentially a very high-priced lesson if one falls for the emails. While many are very simple to recognize, others are becoming quite sophisticated and can take even the most astute person

Most email phishing is seen as the attempt of an individual to gain your account numbers or other personal information. This information can then be used to finish a transaction which includes them removing money from your account or stealing your identity.

Such emails include the ones in which a foreign individual wishes to transfer money into a state side account so that he might remove such money at a later date. This includes the giving of your account information, having a small amount of money placed into the account, and then a large amount of money withdrawn. It is unfortunate that many people do fall for this easy email phishing technique.

There is another type of phishing email that is even harder to catch. It is an official looking email from your bank or credit card company or some other financial company. It requests that you update or alter your personal information at their site and provides you with a link to go there. Since it looks very official, many people click the link, go to the site and enter their login and password. After all, it looks just like your bank’s site. This is what can make these scamming emails so much harder to detect. Everything looks enjoy it should. However, you should be aware that most financial companies will not ask you to update your information this way.

Whether you are playing or working online, you need to keep your wits about you regarding the emails you receive. Perhaps the best thing you can do to help prevent email phishing is to report any emails that you get that look suspicious. Maybe once in a while, you’ll report one that is completely legitimate. But this is a case of just better safe than sorry.

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